As our single biggest investment, buying a new home is the first step many of us take on the road to financial success. For renters who have dreamed of paying their own mortgage instead of someone else’s, home ownership represents the achievement of a significant personal financial goal. Whether you’ve aspired to own your own home for years, or new circumstances brought you to the decision more quickly makes no difference: buying your first home will likely be the foundation on which your financial freedom and independence is built.
How you finance your purchase is crucial in determining the strength of that foundation. There are special programs for each situation; common scenarios we can educate you about are: first time home buyer programs, downpayment assistance and grants, purchasing in a new development, new home construction and house builders, buying commercial or investment property, relocating to a new community, and help buying the home you are currently leasing. If you have a scenario you don’t see here on the website, chances are we can guide you through the process. We have access to local net branches as well as huge national banks that have very aggressive programs for all credit and loan scenarios.
The first step would be to get prequalified for home financing and to get a profile of your debt to income ratio with your credit score. Depending on your current credit and down payment status as well as other goals for the property you may or may not be able to choose exactly what type of loan you wish to obtain. Generally speaking there are always a few different options for each new potential home buyer to chose from.
Complete this form for a free evaluation and consultation with a qualified professional. This is a free service offered on a our website, by filling out this form your information will be submitted instantly allowing you to speak directly to a mortgage banker within our real estate division.
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